COVID-19 Information
APRIL 14, 2020

List of Financial Resources

Please see the following list of financial resources pulled together from Amanda Douthwright, Family Support Worker with Island Health. Links for Housing, Personal Income, Income Supplements, business and funding boosts.

HOUSING

Support

Description

How to Access

BC Hydro

Bill deferral, payment plans, as well as crisis funding is available.

Call 1-800-BC-HYDRO or apply online.

🏦 Freeze on rental rates

No rent increases are allowed in BC, effective April 1.

No action needed. Contact RTB with questions.

🏦 Rental supplement

Provides up to $500/month towards rent, paid directly to landlords.

Check back for application instructions.

🏘️ Mortgages (CMHC-insured)

Mortgage payment deferrals available for CMHC-insured loans.

🍁Check with your lender.

🏘️ Mortgages (non-CMHC)

Check with your lender about payment deferral options.

🍁Check with your lender.

🛏️ Emergency Housing

Existing shelters still active and additional emergency options may be available.

Call 2-1-1  or search online.

 See more re: Housing.

 

 

PERSONAL INCOME – WORKFORCE

Support

Description

How to Access

💵 Employment Insurance (EI)

Existing EI benefit continues to be available. Provides up to $573/week to people who have lost income.

🍁Apply online.

💵 EI Sickness Benefit

One-week waiting period has been waived.

🍁Call 1-833-381-2725 or apply online.

💵 Canada Emergency Response Benefit (CERB)

Provides $2000/month to workers who lose income due to COVID-19, including contractors and self-employed people.
(Note: Previous description implied only those who do not qualify for EI are eligible for CERB. However, CERB may actually take the place of EI for new applicants when available. In the meantime, those who qualify for EI should continue to submit for EI, as it is a benefit that lasts up to 45 weeks and can continue after the CERB benefit ends on Oct 3.)

🍁Check back early April for application instructions. More info here.

💵 BC Emergency Benefit

One-time additional tax-free payment of $1000 to those on EI or CERB.

Check back for application instructions.

 

 

INCOME SUPPLEMENTS FOR PEOPLE

Support

Description

How to Access

💵 GST-credit

One-time boost of up to $600 per eligible couple, $400 for eligible individuals in May.

🍁Benefit is paid out according to your income tax return. More info here.

💵 Climate Action Tax Credit

One-time boost of up to $564 for eligible families of 4 and $218 for eligible individuals in an enhanced payment in July.

Children under 18 years old must be registered for the CCB to qualify. No other action is needed; benefit is paid out according to your income tax return. More info here.

👪 Canada Child Benefit (CCB)

One-time boost of $300 per child in May.

🍁No action if you are already registered for CCB. Otherwise, apply online.

🤸 Youth in Care

Youth in care will not age out of services during the pandemic. Agreements with Young Adults (AYA) program payments will continue despite school closures and training interruptions.

🧘 Young Adults Program (AYA)

Agreements with Young Adults (AYA) program payments will continue to former youth-in-care despite school closures and training interruptions.

💵 Income Assistance

Existing Income Assistance program continues to be available for those in need with no other resources.

Apply online, by phone at 1-866-866-0800, or visit your local office.

People with Disabilities

Existing Disability Assistance program continues to be available. See also full list of additional supports here.

Apply online, by phone at 1-866-866-0800, or visit your local office.

👵 Seniors

Existing programs continue to be available, including:
—–
Old Age Security (OAS): $614/mo (max)
—–
Guaranteed Income Supplement (GIS): $916/mo (max)
—–
Allowance/Allowance for Survivor: $1389/mo (max)

 

 

OTHER SUPPORTS FOR PEOPLE

Support

Description

How to Access

🚘 Hospital parking

Parking is free of charge at all health authority owned/operated health care sites.

🚗 ICBC

Monthly payment deferral for up to 90 days with no penalty.

Call 1-800-665-6442 or apply online.

👪 Emergency Child Care Funding

Child care providers receiving emergency government funding cannot charge parent fees for any periods of closure or for vacant spaces and must reserve spaces for families, starting April.

Check with your provider to see if they are in this program.

🏫 BC Student Loans

Six-month interest-free moratorium on repaymentstarting April.

Repayment will be paused automatically.

🏫 Canada Student Loans

Six-month interest-free moratorium on repaymentstarting April.

🍁Repayment will be paused automatically.

🚌 BC Transit & TransLink

Fare-free boarding on all buses. Enter through rear of the bus, unless accessible loading is required.

👵 Registered Retirement Income Funds (RRIFs)

Minimum withdrawals from Registered Retirement Income Funds (RRIFs) has been reduced by 25% for 2020.

🍁Learn more here.

Emergency Travel Loan

Emergency loan of $5000 available to Canadians travelling abroad.

🍁Dial +1 613-996-8885 or send an email.

🧾 Income tax return

Filing due date is deferred to June 1. Payments owed are deferred until after August 31.

 

 

 

 

 

BUSINESSES (GENERAL)

Support

Description

How to Access

 BC Hydro

Bill deferral and payment plans.

Call 1-800-BC-HYDRO.

💵 Canada Emergency Wage Subsidy

Covers up to 75% of wages for businesses, charities, and non-profits that have lost more than 30% of their revenue. Max subsidy of $847 per week per employee, backdated to March 15.

🍁Check back for application instructions.

💵 Business Credit Availability Program (BCAP)

Financing support for small and medium-sized businesses. Available mid-April.
—–
Canada Emergency Business Account: Loans of up to $40,000 for small businesses and not-for-profits, interest-free for one year. A portion may be forgivable. Available mid-April.
—– 
Loan Guarantee: Operating credit and cash flow term loans of up to $6.25 million to SMEs. Available mid-April.
—–
Co-Lending Program: Co-lend term loans to SMEs for their operational cash flow requirements. Eligible businesses may obtain incremental credit amounts of up to $6.25 million through the program. Available mid-April.

🍁Speak with your financial institution. Learn more.

🧾 Federal income tax

Payments owed are deferred until after August 31.

🍁

🧾 BC business taxes

Payments for Employer health tax (EHT), provincial sales tax (PST), municipal and regional district tax, tobacco tax, motor fuel tax, and carbon tax are deferred until after Sept 30. Scheduled April 1 increases to provincial carbon tax and PST are deferred.

🧾 School Tax

Cut of 50% for business and industry property classes, to be passed onto tenants on triple-net leases.

🧾 GST/HST

Payments owed deferred to June 30.

🍁

🧾 Customs duties & taxes

Payments owed deferred to June 30.

🍁

 See more re: Businesses.
 Click here: BC Government Small Business Support List

 

BUSINESSES (BY SECTOR)

Support

Description

How to Access

🧸 Child care sector

Emergency funding is available for child care providers that stay open and that close.

Learn more.

🎭 Arts & Culture sector

$3-million Arts and Culture Resilience Supplement to give operating and eligible project clients a supplement of up to $15,000. Clients will receive a 50% advance on 2020-21 funding.

Via BC Arts Council.

📰 Publishing and news sectors

Simplified process for Canada Book Fund and Canada Periodical Fund. Journalism Tax Measures.

🍁

🎥 Broadcasting sector

CRTC Part I licence fees waived.

🍁

🏞️ Tourism businesses in national parks and historic sites

Tourism operators in national parks, historic sites, and marine conservation areas will have payments on commercial leases and licences of occupation deferred without interest until September 1.

🍁Wait to be contacted by Parks Canada.

🐚 Seafood sector

Seafood growers, shellfish farmers, and processors, will have access to the $5 billion Farm Credit Canada loan program.

🍁Via FCC.

🚜 Farmers and Agri-Food sector

Access to the $5 billion Farm Credit Canada loan program.

🍁Via FCC.

Airports

Rents paid on ground leases waived.

🍁

 See more re: Businesses.

 

FUNDING BOOSTS TO CHARITIES FOR PROGRAM DELIVERY

Support

Description

🥫 Food Banks BC

Funding boost to Food Banks British Columbia, who will distribute the money among food banks province wide.

🧒🏼 Kids Help Phone

Funding boost to Kids Help Phone, which provides young people with mental health support. 🍁

👵 United Way Canada

Funding boost to United Way Canada for local organizations to support practical services to Canadian seniors, such as: Delivery of groceries, medications, or other needed items, or personal outreach to assess individuals’ needs and connect them to community supports. 🍁


APRIL 6, 2020

Accessing financial benefits and support during the COVID-19 outbreak

Please see this infosheet from Indigenous Services Canada for information on:

  • Support for individuals and families
  • Support for people facing unemployment, who are sick, quarantined, impacted by self-isolation or are unable to work
  • Support for Indigenous communities and people who are vulnerable
  • Support for seniors
  • Support for students and recent graduates
  • Support for Businesses

MARCH 27, 2020

Chief and Council have issued a State of Local Emergency for Malahat Nation

Our top priority is preventing anyone in our community, especially elders and people with health conditions, from getting sick during the COVID-19 pandemic.

We have an emergency plan currently being implemented.

The band office is closed with staff working remotely and available to assist. You can call (250) 743-3231 and someone will get back to you.

All essential services will continue with more support for members to come.

To support your community during this state of emergency:

  • Stay home as much as possible!
  • Wash your hands regularly
  • If you have to go out, always stay six feet away from people
  • Call your friends and family to check on them and avoid feeling lonely while you’re staying home
  • If someone goes out for supplies, they can pick things up for other people and leave those items on doorsteps without seeing them
  • Clean all surfaces at home that are regularly touched
  • If you feel sick but it is not an emergency, call Nurse Cindy at (250) 882-9038 or call 8-1-1 to speak with a nurse

MARCH 18, 2020

Finance

The federal government announced their COVID-19 funding package this morning of $82 Billion. The details aren’t all out yet but they have announced as part of this “$305 million for a new distinctions-based Indigenous Community Support Fund to address immediate needs in First Nations, Inuit, and Métis Nation communities”. When we get details on this support for Indigenous Communities we will let you know more. Malahat is also looking at providing some modest short term support to members in the interim.

Other supports announced by the Government of Canada that we expect most members to qualify for are as follows:

  • For over 12 million low- and modest-income families, who may require additional help with their finances, the Government is proposing to provide a one-time special payment by early May 2020 through the Goods and Services Tax credit (GSTC). This will double the maximum annual GSTC payment amounts for the 2019-20 benefit year. The average boost to income for those benefitting from this measure will be close to $400 for single individuals and close to $600 for couples.
  • For over 3.5 million families with children, who may also require additional support, the Government is proposing to increase the maximum annual Canada Child Benefit (CCB) payment amounts, only for the 2019-20 benefit year, by $300 per child. The overall increase for families receiving CCB will be approximately $550 on average; these families will receive an extra $300 per child as part of their May payment.

The government gives an example that for a single parent with two kids the family would receive around $1,500 in additional support.


MARCH 16, 2020

Health

Malahat Nation is taking direction from First Nation Health Authority and Island Health on best practices to respond to the virus. As recommended by the Centre For Disease Control (CDC) we will be cancelling all community events until further notice.

The Health Unit is being updated regularly from Island Health and First Nations Health Authority and is prepared if needed.

Continue to follow CDC recommendations:

  • Wash your hands with soap often for at least 20 seconds, If soap and water are not available, use an alcohol-based hand sanitizer that contains at least 60% alcohol.
  • Avoid close contact with people and large gatherings
  • Stay home if you are sick
  • Avoid touching your eyes, nose, or mouth with unwashed hands.
  • Cover your coughs and sneezes with your arm or tissues
  • Clean and disinfect surfaces frequently
  • Do not travel out of Canada if at all possible

If you have any questions please contact Nurse Cindy 250.882.9038

For up-to-date information, please see the following links: